How to Get a Virtual Credit Card in Cameroon: Withdraw With Mobile Money

 Getting a Virtual Credit Card in Cameroon is relatively straightforward.

Unlike getting a credit card made by a specific bank in Cameroon, you do not need to open a bank account to access a virtual credit card. As a result, most persons go for virtual credit cards that permit them to do online transactions without bank restrictions.



Virtual credit cards issuers such as PayQin and Noupia HQ assist most African countries in obtaining virtual credit cards for free. However, Noupia has more advantages over PayQin. So,  this article provides a guide on how to get a working virtual credit card using Noupia. 

What is a Virtual Credit Card

A virtual credit card named ‘virtual’ is an electronic card created using a bank’s facility bank net by providing a person’s debit card or credit card details. The name virtual comes from the fact that you cannot hold it physically; you just operate with it on your mobile device.

Read Also: Ways to Withdraw Money From PayPal in Cameroon.

How to get a Virtual Credit Card?

Getting a virtual credit card is even more straightforward because many virtual card providers and challenges that many cannot afford.

To get a working virtual credit card, we will use an application known as Noupia. Noupia provides valid and working credit cards that can be used internationally without any burden. 

To set up Noupia and start using their services and credit card, you will need the following requirements to get already set up, and then you will be ready to go.

Check Out: How to Open a Bank Account Online in Cameroon?

Requirements to Get a Virtual Credit Card in Cameroon

  • The Noupia Mobile Application: Download Noupia for Android or iOS (Apple)
  • A Working Mobile number in Cameroon
  • A National Identity Card, Passport, or Driver License.
  • A minimum of 5000FCFA in your Mobile Money Account (MTN or Orange).

How to Get a Virtual Credit Card in Cameroon: Withdraw and Recharge With Mobile Money



To get a virtual credit card (Visa or MasterCard) in Cameroon for free, do the following:

  1. But, first, download the Noupia app from PlayStore or AppleStore.

  2. Launch the application on your device and sign up using your mobile number.
  3. Once you have signed up with your mobile phone number, you will be taken to the step indicated in the screenshot below. You will need to enter your legal name your valid email address and create a login pin. 
  4. Next, upload and verify your legal documents as explained above. The steps will be given in the application. Also, you will need to verify your phone number and email address which are simple to do. Verifications are instant and no delay. 

  5. Click on deposit to deposit the 5000FCFA from your Mobile Money account. Note that in this 5000FCFA, 2000FCFA will be used for issuing the credit card, and 3000FCFA will be credited on your credit card as a balance. Your principal balance will be displayed as $5.

Read: How to Get a Visa Card or MasterCard in Cameroon

Advantages of using a Virtual Credit Card in Cameroon

  • The Virtual card Interface is user-friendly.
  • The virtual credit card service is secured: Verifying your legal documents is done on every new card registration.
  • Withdrawal can be made from your Credit Card to your Mobile Money account: You can withdraw your funds from your credit card to your MTN or Orange Mobile Money account and top up from your MoMo to your credit card instantly easy and fast.
  • Minimal withdrawal fees: The credit card charges a fee of 1% on every withdrawal you do. 
  • Obtain a virtual credit card at a low price of less than $2, which is almost free.
  • Effective Customer Care Service and Assistance.
  • Noupia Virtual Credit Cards operate Worldwide: Noupia credit cards can be linked to your PayPal account for PayPal verifications and transactions, can be used for Netflix subscriptions, Spotify, Apple Music, and much more.
  • Quickly transfer money worldwide: With Noupia, moving money to any country is very simple. But, first, they need to download and install Noupia and receive money using their mobile number.
  • You can do online shopping, subscribe to Netflix, pay for Google Ads, link a credit card to PayPal for transactions, FB Ads, Instagram Ads, etc. 

Suggested: How to Get a Free Master Card in Cameroon?

Temo Group

Temo Group Writes About the Latest Tech, Business, Health, Education, Insurance, Law, Guides, Loans, and Reviews.

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